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- 03:36, 21 December 2023 WinfredK96 talk contribs created page Legal Encyclopedia Legal Forms Law Books Software Application. (Created page with "Financial Obligation Advisors of America is headquartered in San Diego, California. There are 2 typical sorts of bankruptcies offered for people: Phase 7 and Phase 13. Both sorts of filings enable people to safeguard component of their properties, generally described as exempt residential property." Usually, exempt property is shielded from lenders.<br><br>In some cases, your creditors can come after your profits if your debt goes overdue for too long. By comparison, in...")