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Revision as of 23:59, 8 December 2023

If you have a client over the age of 55 who would like to make the most of the equity in their property, but you are not qualified to provide advice in this area of the market, you can refer them on to our selected Equity Release partners who can give expert advice and get the right solution for your clients circumstance. Interest is charged on a monthly basis, whichever type of equity release product you look at. The difference is that with pay monthly (serviced) products, you pay the monthly interest amount charged each month, just as you would pay an interest only mortgage.

The top five zip codes with the largest shares of seriously underwater properties in the first quarter of 2023 were 65203 in Columbia, MO (68 percent of mortgaged homes were seriously underwater); 65202 in Columbia, MO (53.9 percent); 65201 in Columbia, MO (52.2 percent); 10570 in Pleasantville, NY (44.6 percent) and 10520 in Croton-on-Hudson, NY (42.6 percent).

To release equity from your home, you need to speak to a qualified adviser Taking out financial products such as retirement interest-Only mortgage is a big decision that could have meaningful repercussions, such as what kind of inheritance you leave behind Equity release payments could impact your tax obligations and your entitlement to certain benefits.

Some of the most common loan to value percentages of Virgin Money lifetime mortgages for over 60s, Zurich interest only mortgages for over 70s, Sainsburys interest only mortgages for people over 60, Coventry Building Society retirement mortgages over 60, Nottingham Building Society mortgages for over 60s and Progressive Building Society retirement mortgages over 70 are 45%, 55% and 70%.

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